Klarna offers two different Buy Now Pay Later Credit Products in the UK (BNPL Products): 

• Pay in 3 instalments allows a consumer to spread the cost over 3 equal payments. This product is completely interest-free. 
• Pay in 30 days allows a consumer to get up to 30 days to pay for their goods with no interest.

Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.